6. ” ANALYSIS OF LIQUIDITY AND PROFITABILITY OF NEPAL BANGLADESH BANK LIMITED A Project Work Report SubmittedBy Kishor Poudel Pashupati Multiple Campus T. Likewise, the Bank continued to focus on increasing its share of retail loans in total advances. The report was prepared under the guidance Ratio Analysis 10 | P a g e Other Ratios You may want to develop your own customized ratios to communicate results that are specific and important to your organization. However, they wary bank to bank and industry to industry. Few benchmarks. 6 billion, which is the spread between interest earned from BITM-DMS. : 81) This can be done by analyzing the financial statement with the help of different tools of analysis such as ratio analysis, funds flow analysis, cash flow analysis, comparative statement analysis, etc. 3 Bank's Quick Ratio 41 4. By presenting figures in comparative format, we have to present realistic figures before our investors/ banker by using ratio analysis. We hereby endorse the project work report entitled PROFITABILITY RATIO ANALYSIS OF SIDDHARTHA BANK LIMITED submitted by RAJ BINADI of SHANKER DEV CAMPUS, Kathmandu, in partial fulfillment of the requirements for the degree of the BACHELOR OF BUSINESS STUDIES (BBS) for external evaluation. HDFC Bank's current ratio for the three months ending December 31, 2023, was. ) Profitability Ratio: i) Return on shareholder's fund: ii) Return on Total Assets On the 31st March 2013, retail term deposits grew 24. 50 Net Profit Margin 11. 3. But in 2021-2022 the current ratio is reduced drastically. MGR Nagar, Hosur In the study the financial performance of the ICICI bank has been analysed with the help of profitability ratios (Net Interest margin and efficiency ratio). 81 1. 3 Comparative analysis of PCARD Bank for the year 2015-2016 to 2016-2017 41 4. In 2023, the inventory turnover ratio is 6. 12) and lowest CAR was 14. LEENA DAM Global Business School and Research Centre Tathawade Pune 411 033. Once it is done effectively, it provides a lot of financial information that Oct 10, 2023 · Over the past year, the banking sector has continued its journey of continuous cost improvement: the cost-income ratio dropped by seven percentage points from 59 percent in 2012 to about 52 percent in 2022 (partially driven by margin changes), and the trend is also visible in the cost-per-asset ratio (which declined from 1. No. 6 to 1. There are numerous financial ratios that are used for ratio analysis, and they are grouped into the following categories: 1. 18 Source: Compiled from DCC Bank Rajnandgaon- Annual Reports. It will help the bank understand the project’s risks and rewards. This document is a project report submitted by Sunil Kumar Sharma to his professor Medhavi Thakur for his MBA program. Now, we will discuss about the mainly used ratios, that must be indicated in your forecasted project report. 69 0. series analysis, Common size analysis. Vol-4 Issue-3 2018 IJARIIE -ISSN(O) 2395 4396 8660 www. INIKALI SHOHE CERTIFICATE I forward this project report to be placed before the examiners for evaluation. 00 Debtor Turnover Ratio 0. Master of business administration. 81 2005-06 622678642 114404573 2. It begins with an introduction to ratio analysis, discussing its significance and reviewing previous literature. 00 0. Page | 1 A PROJECT REPORT Entitled: A Brief Study on Ratio Analysis in Eastern Coalfield Limited. Top Dividend Stocks. 33 and ordinarily not below 1. 1. 00 Fixed Asset Turnover Ratio 5. the technique of ratio analysis. Ratio analysis AT Haripriya Organic Chemical Pvt Ltd DEFINITION: According to Webster’s dictionary: “research is a careful or examination in seeking facts or principles; diligent investigation in order to ascertaining something” SOURCES OF DATA COLLECTION PRIMARY DATA Primary data means the data which is freshly gathered for specific research project & this primary data collected by This is to certify that the project report entitled ³ FINANCIAL PERFORMANCE ANALYSIS OF AXISBANK ´ is a bonafide report of the project work undertaken by JOBIN KURIAN JOHN fourth semester MBA student of our college during a period of 8 weeks commencing from 1st Aprilto 31th May,2021. 26 0. MPBF – Maximum permissible bank finance (MPBF) obtain as per RBI’s formulas. Liquidity ratios, such as current ratio and quick ratio, which measure a company's ability to meet short-term obligations. 1. Review of Literature: ratio for HDFC Bank (HDB) from 2010 to 2023. Subalakshmi1, S. Submitted by. O. 73 0. T. It then outlines the conceptualization, focus, objectives and limitations of the ratio analysis study. Ratio Analysis – Categories of Financial Ratios. 74 0. • To do the ratio analysis mass data is required. Advantages Jan 1, 2020 · Ratios like. Using the companies from the above example, suppose ABC has a P/E ratio of 100, while Nov 28, 2019 · Key words: Ratio Analysis HDFC Bank Ltd financ ial performance Ratios. pdf), Text File (. R. DATA ANALYSIS 1. The bank was initially known as the Industrial Credit and Investment Corporation of India Bank, before it changed its name to the abbreviated ICICI Bank. : FINANCIAL RATIO ANALYSIS OF SBI [2009 - 2016] DOI: 10. Submitted by Kiran Kisanrao Nainwar Under the guidance of Dr. Ms. It also describes the procedures and tools used for financial statement analysis, including horizontal and vertical analysis and May 13, 2021 · presents the result of net interest margin where the mean of this ratio are 3. The report analyzes the financial ratios of Kotak Mahindra Bank. September 21, 2012. It includes an introduction of the bank, acknowledgements, table of contents, and initial chapters on the research methodology and analysis. U. India's second largest private sectors bank in terms of market share over the past five financial years i Ratio Analysis – Ratio analysis are present in the CMA data report. In partial fulfilment of degree in. 74 7. 26 3. ) Jun 2, 2011 · It then outlines the objectives and contents of the financial statement analysis project, which includes studying ICICI Bank's profit and loss account, balance sheet, and cash flow statement as well as conducting ratio analysis and evaluating the bank's financial soundness. ijariie. The Project aims at analyzing the Deposits and Advances of the bank; thereby it Mar 14, 2018 · This document appears to be a project report submitted for a Master's degree in Business Administration. Bank has provided me annual reports from 2005 -06 to 2009 -10 by help of which, I prepared my report. The document is a project report on the financial analysis of HDFC Bank conducted during an internship at HDFC Bank Patiala. Objectives 4. The objective is to measure the efficiency of various properties of bank. 94 0 2004 The district co-operative central bank ltd Bidar was installed in the 12months 1922 under the Hyderabad co-operative societies Act with registration No 20944 dated 13/8/1922 with an Ratio analysis is a technique that involves the regrouping of data by the application of arithmetical relationships; its interpretation is a complex matter. D. It states that the Axis bank has adequate capital to meet unexpected losses. Similar to companies in other sectors, banks have specific ratios to measure profitability and efficiency that are designed to suit their unique business operations. The study found that the profit of the entity is Jun 4, 2022 · In general, there are four categories of ratio analysis: profitability, liquidity, solvency, and valuation. A ratio is statistical yardstick by means of which relationships between two or various figures can be compared or measured. A CMA report compiles all the required financial ratios and metrics for a bank loan. H. (with GE Capital)SBI Funds Management Ltd (with Society Generale)19921998SBI Factors & Commercial Services P Ltd. 78 (80 bps) Capital Adequacy Ratio (Standalone) (%) 15. UTKARSH . 4 Bank's cash position 43 4. Then I would like to thank principal of DACC Prof. pdf from FINANCE 18 at Tribhuvan University. SBI Life Insurance Co. No: 7-2-39-367-Campus Roll No. D. 170501143 DR. 86 0. 29 th Aug, 2015 www. 33 Solvency Ratio Current Ratio Internship Report On Key Financial Ratio Analysis of NRB Commercial Bank Limited This report is submitted to the Faculty of Business Administration in partial fulfillment of the requirements for the degree of Bachelor of Business Administration Supervised by Md. J . PROJECT REPORT ON COMPARATIVE STUDY OF FINANCIAL PERFORMANCE OF STATE BANK OF INDIA AND BANK OF BARODAName of Student: Jayati Poddar 26 753. Subjects Page no. Tashfeen, Chief Manager (Cost & Budget) Mr. Jan 11, 2019 · Bank, United Bank, Wegagen Bank, and Zemen Bank. Introduction 6 2. Liquidity ratios measure a company’s ability to meet its debt obligations using its current assets. This is the ratio of the total advances to total asset. I would like to thank my project guide Mrs. 19 2008-09 1. 31. 02 3. Nov 28, 2019 · This study has been carried out to evaluate the financial performance Kotak Mahindra Bank. 44 1 1. Regd. Mar 22, 2021 · International Journal of Research Publication and Reviews, Vol 4, no 6, pp 3726-3734 June 2023 3729 SOURCE: Secondary Data INTERPRETATION In the above table,Current Ratio from financial year 2018-2020 is on an increased trend. profitability ratio, liquidity ratio and investor's valuation ratio were used in order to measure the performance of selected public and private sectors banks in India. I declare that the project report entitled “Financial Statement Analysis on Axis Bank” submitted by me for the award of the degree of Bachelor of Commerce of Nagaland University is my own work. Table 1: Cash and Bank Balance to Investment Ratio Table 2: Cash and Bank Balance to Total Deposit Ratio Table 3: Cash and Bank balance to Total Assets Ratio Table 4: Current Ratio Table 5: Return on Shareholder’s Fund Table 6: Return on Total Assets Table 7: Earning Per Share Table 8: Dividend per Share Jun 19, 2024 · This means that this company completely sells and replaces its inventory 5. Registration No: 7-2-39-103- Roll No: 538/ Shanker Dev Campus Group: Finance Submitted To: The Faculty of Management Tribhuvan University Kathmandu In Partial Fulfillment of the Requirement for the Degree of BACHELOR OF BUSINESS STUDIES (BBS) Kathmandu December, 2021 Aug 31, 2021 · Also, bifurcation of balance sheet items is correctly done in the CMA Report format as wrong amount can affect the ratio. S. 51201/Jusst12665. Divide $90 billion into $100 billion for a result of . lending higher ratio is preferable. Simran conducted the analysis under the guidance of Ms. 58 1. 35 12. 09 0. 1 Ratio Analysis Ratio analysis is very much powerful & widely used tool of financial analysis. – 1411004502 Submitted for the partial requirements for the What are Financial Ratios? Financial ratios are created with the use of numerical values taken from financial statements to gain meaningful information about a company. In our project report format, we cover technology details, its diagrams, flow chart etc. 2:- CURRENT RATIO OF HDFC BANK Jul 10, 2021 · Ratio analysis is an important technique of inspecting . In the analysis of financial statements, the analyst has a variety of tools available to choose the best that suits his specific purpose. The secondary source include reports of Balance Sheet & Profit & Loss a/c of the bank. This report will help you to learn about:- 1. Tools used in this study was ratio analysis, cash and fund flow analysis trend analysis. 57 Turnover Ratios Inventory Turnover Ratio 0. The analysis of the study is based on published secondary data in the financial report of the financial year 2014-15 to 2019-2020 of ICICI bank. 56 21396. Ltd ( with Cardiff SA)19912001SBI Capital Markets Ltd. Stock Screener. In this study ratio analysis venture of the World Bank, India's public-sector banks and public-sector insurance companies to provide project financing to Indian industry. doc / . DEVA PRASANNA,M. :7-2-39-759- Shanker Dev Campus Exam Roll no. 5 billion for the bank from loans, all investments, and cash positions. Objectives 65 7 Ten years of annual and quarterly financial ratios and margins for analysis of HDFC Bank (HDB). 2. Mar 19, 2021 · Approaching of Financial Ratio Analysis o f Canara Bank a nd ICICI . Usefulness of ratio analysis depends upon identifying objective of analysis; A REPORT SUBMITTED IN PARTIAL FULFILLMENT OF THE REQUIREMENT FOR AWARDING THE DEGREE IN MASTER OF BUSINESS ADMINISTRATION, SCHOOL OF BUSINESS, KAZIRANGA UNIVERSITY Session: 2020-22 A project Report On “An Analysis of Financial Performance of Bandhan Bank based on Ratios. Jan 31, 2019 · Project reports will help the bank assess your project’s success rate and can thereby make sure that you can repay the loan. The Bank Loan Report Project combines SQL for data manipulation and Tableau for visualization to create a comprehensive report on bank loan data. 39 2015 58615. 8X. PROFITABILITY ANALYSIS OF NABIL BANK LIMITED. 78 33. Faruk Hossain Assistant professor Department of Finance Faculty of Business Administration Hamdard University Bangladesh Submitted by Mar 5, 2015 · Ratio analysis of financial statement shows that bank‟s current ratio is better than the quick ratio and fixed/worth ratio. Jun 25, 2022 · Two it is the system of setting up and decoding quite a number ratios for assisting in making sure decision. sajid alvi to give this opportunity to do the project report. The report contains chapters on introduction, results and analysis, summary and conclusion. SUJATHA M. The findings suggested that there has been sufficient improvement in the performance of the bank in terms of credit deposit ratio, Deposits to Total Assets ratio, Return on Equity. 64) academic year 2016-2017. 37% year-on-year to Rs. Manikandan3 Annual Report of Bank Limited Official website of Bank NRB Circulars NRB Directives. Submitting a decent project report shows the lender that you have done enough homework and is serious about the project. Dr. Phil. 2 Comparative analysis of PCARD Bank for the year 2014-2015 to 2015-2016 38 4. 9 2007-08 453435123 484623044 0. Financial performance analysis of canara bank showsthat the year 2021–22 has the enhancement as Rs. R (Reg. com (part ii) (sem iii) (roll no. univrsity of mumbai project report on advanced financial management ratio analysis of idea cellular ltd. A Conference on: The Future of Management. This paper presents a model for the financial analysis of a bank based on the DuPont system of financial analysis. Sep 9, 2009 · 7. Ltd. A STUDY ON FINANCIAL PERFORMANCE USING RATIO ANALYSIS AT ING VYSYA BANK PROJECT REPORT Submitted To UNIVERSITY OF MADRAS In partial fulfillment of the requirement for the award of MASTER OF COMMERCE SUBMITTED BY N. Organisational Structure of the State Bank of India 3. But for the purpose of . -7863 Uni. The student declares that the project was her own original work and involved collecting primary data through personal investigations and findings. 4) Since the late 1980s & beginning of 1990s, two organizational models, Market Power (MP) & Leverage Ratio, have been used in studies of bank success that have been published in the academic journals. Ratio analysis is used to evaluate various aspects of a company’s Coffee Shop Sample Project Report Format. 14, and 2018-19 is 63. 9 1. This document appears to be a field work report submitted by Sangam Prateek Rana to fulfill requirements for a Bachelor of Business Studies degree from Tribhuvan University in Nepal. 9 Bank's Fixed Asset Turnover Ratio 53 4. In preparation of CMA Data, ratio analysis is very important. CMA report also known as the Credit Monitoring Arrangement report. State Bank of India (SBI) and ICICI Bank are the two largest banks in India in public The report analyzes the ratio analysis of Axis Bank. Total advances also include receivables. It includes a certification letter signed by the project guide, Mr. 27 3. 21917/ijms. 66 percent for NABIL bank, NIBL Surendra Saroj Project - Free download as Word Doc (. In this project we have done Ratio analysis of bank for the period from FY 13-14 to FY 17-18. 75 0. May 18, 2010 · The document is a project report on the financial analysis of ICICI Bank submitted by Gaurav Narang to HP University, Shimla in partial fulfillment of a Bachelor of Business Administration degree. S. Debt Service Coverage Ratio (DSCR): Benchmark for average DSCR is 1. To do so, fifteen financial ratio analysis used such as, operating profit margin, net profit m argin, return on assets, return on equity, assets Ratio Analysis of Nabil Bank Limited - Free download as Word Doc (. Operating Self-Sufficiency = Sales Revenue Total Costs (Operating and Social Costs) % Staffing Costs spent on Target Group = Target Staff Costs Jun 24, 2015 · - The document analyzes the ratio analysis of Amara Raja Batteries Limited over 5 years from 2009-2014. 8 Bank's Current Asset Turnover Ratio 51 4. , MBA Assistant Professor Department of Commerce . The present study is concerned with the fi nancial analysis of Punjab National Bank from 2 011-12 to 2015-16 . Current Ratio – Benchmark Current Ratio is 1. SUBASH Reg No: AC14MBF079 In partial fulfillment for the award of the degree Of MASTER OF BUSINESS ADMINISTRATION Under the Guidance of Dr N. The report analyzes the financial performance of HDFC Bank through ratio analysis. Ankur Mahajan, acknowledging Gaurav Narang's work. ratio analysis on kotak mahindra bank ltd Project Report on Ratio Analysis of Hdfc Bank - Free download as Word Doc (. This report will provide an assessment and analysis of the profitability A Research on HDFC Bank Analysis and Performance in India Five Years 2016 To 2020 Annual Report TABLE 2: CASH POSITION RATIO Source: Annual Report. 28 0. Market Indexes. 5 Bank's Net Profit Margin 45 4. Jan 29, 2019 · 7. 76 0. Under the guide of (Faculty Guide) Dr. 3 in Net profit per share and Basic EPS Rs. Ratio analysis allows banks to understand the company’s position more clearly within minutes. 18 4. 94 INVENTORY TURNOVER RATIO 3 2. Est. CONTENTS Sr. 15 Gross Profit Margin 18. com 1832 MEANING OF FINANCIAL RATIOS Accounting ratios are an important tool of financial statements analysis. The present study is devoted to analysis the financial ratios of Axis Bank by using ratio analysis with a view to give meaningful interpretations for the users Financial Ratios are used in the evaluation of the financial It took data comprise annual reports and post records. NATURE OF RATIO ANALYSIS Ratio analysis is basically a technique of: 1. However, I accept the sole responsibility for any possible errors of omission and would be extremely grateful to the readers of this project report if they bring such mistakes to my notice. 95 %. Submitted by:-Bikram Maharjan T. 2 Oct 20, 2016 · 1. 94% owner's capital, Dehradun district cooperative bank, Kurmanchal urban cooperative bank, and Almora urban cooperative bank have more The document is a project report on the financial performance analysis of cooperative banks submitted by Tamanna Dash to Khallikote Autonomous College. Debt to equity ratio = non-current liabilities ÷ ordinary shareholders funds x 100%. - Key ratios like current ratio, quick ratio, total debt ratio, and debt-equity ratio are calculated from the company's annual reports. Establishing meaningful relationship between significant variables of financial statement. 4. ” Submit your project report on time. Stock Research. The parent company was later merged with the bank. Working ANALYSIS OF LIQUIDITY RATIO OF NIC ASIA BANK LIMITED A Project Work Report Proposal Submitted By: Bigyan Bhandari T. Let us take the example of the latest annual report of Apple Inc. Company profile 10 3. A. 5 Data Processing Procedures. No: 72-1088-40-In Partial Fulfillment of the Requirements for the Degree of Bachelor of Business Studies These ratios are sometimes known as risk ratios, positioning ratios or solvency ratios. SABARISUDHA (KC10557) UNDER THE GUIDANCE OF Mrs. The project report was submitted on December 12, 2018 and received satisfactory Year Table 6: Efficiency Ratios of DCC Bank Rajnandgaon Gross Operating Mgt. M. Phil ASSISTANT PROFESSOR OF MANAGEMENT STUDIES SRM UNIVERSITY By SUNEEL. The introduction provides background on financial ratio analysis and its importance to various stakeholders such as owners, management 2) Ratios Analysis: The ratio analysis is the most important tool of financial statement analysis. 26 percent and 2. The project report has not been submitted for any other degree of this University or any other university. 94 2008-09 736206987 379314434 1. 51 percent, 3. 94 0. Debt to debt + equity ratio = non-current liabilities ÷ (ordinary shareholders funds + non-current liabilities) x 100% CAPITAL STRUCTURE ANALYSIS. 13 2 2009-10 0. ratio DCC Bank is less fee of ratio for this rea son it is . II. 7 Chapter 1 Executive Summary This summer internship project report is prepared at “Automat Industries Pvt. RUBINA DANGOL. ARUN SANKAR DEPARTMENT OF MANAGEMENT STUDIES ADHIYAMAAN COLLEGE OF ENGINEERING ( An Autonomous Institution, Affiliated to Anna University, Chennai) Dr. (2017 A. Crisil Ltd. This document provides an overview of the banking system in India. Asset Quality and Liquidity Ratios. SHAH P. This document is a project report submitted by Varun Sachdeva to Sikkim Manipal University in partial fulfillment of an MBA in Finance. Constitution of the State Bank of India 2. B. 63 20. 42%, 2016-17 is 61. shreeprakashan. 17 3 2010-11 0. 32. Roshan Kumar, Assistant Manager (Central Accounts) Submitted by Srabani Dutta Roll No. The report analyzes the financial ratios of Imperial Auto Industries Ltd. 35 Balance C/F to Sep 21, 2012 · To determine the profitability and liquidity of the bank through ratios analysis A Project Report on Analysis of Stock Price Movement At ANAGRAM STOCK BROKING LTD. The main purpose of CMA data is ratio analysis. ) Liquidity Ratio: i) Cash and Bank Balance to Total Deposit Ratio: ii ) Cash and Bank Balance to Total Assets Ratio: iii) Current Ratio: 2. Banks with a higher loan-to-assets ratio derive more of their income from Mar 31, 2013 · Soni and Saluja (2013) attempted financial ratio analysis as an analytical tool to measure the financial performance of DCC bank Rajnandgaon for the 2008-09 and study demonstrates a positive Dec 23, 2017 · 1. Dec 28, 2017 · This report is an analysis of the financial operations and performance of Sonali Bank limited for last five years. Jul 16, 2019 · FINANCIAL PERFORMANCE ANALYSIS OF NIC ASIA BANK LIMITED. B(P. com, M. as and when required or deemed fit to include. 17. 87 30. (2003) Ratio analysis is a commonly used analytical tool for verifying the . (SBI) and another private sector bank HDFC Bank using secondary data for the previous 5 years from annual report. A Proposal Prepared By. 49 which shows positive growth of the bank compared to the previous years. It fully ignores the aspect of qualitative measurement. Dec 9, 2020 · The Project report deals with the research topic "A STUDY ON ANALYSIS LOANS/ADVANCES AND DEPOSITS AT AXIS BANK". com,Vol-IV,Issue –VIII, Aug,2015. 36 Interpretation An ideal solvency ratio is 2. This become a burden more than clarifying their relationship. 64 1. 58 0. This document is a major project report submitted by Simran to Guru Gobind Singh Indraprastha University in fulfillment of a Bachelor's degree in Business Administration with a focus on Banking and Insurance. Jan 1, 2017 · Ratio Analysis of Punjab National Bank . 7. 0095 698 FINANCIAL RATIO ANALYSIS OF SBI [2009 - 2016] S. 50, 2017-18 is 65. It includes an introduction to ratio analysis, definitions of key terms, and outlines various types of ratios that will be analyzed in the report such as liquidity, activity, profitability, and leverage ratios. From the analysis it could be suggested that the bank has to take right measures to increase the income in order to achieve high profit. A project report On FINANCIAL STATEMENT ANALYSIS ON HDFC BANK. The RATIO ANALYSIS OF NABIL BANK LIMITED Submitted by: Birendra oli Exam Roll No: 1257 T. : 250223 Blue Bird College. Submitted to. : 390392 Group: Finance (Proposal no. 88 1. On the basis of the analysis, it is suggested This document is a summer project report submitted by Sunny Mittal to Manav Rachna International University in partial fulfillment of an MBA program. 2 Bank’s Current Ratio 39 4. 85 0. Ratio Analysis of Kotak Mahindra Bank - Free download as Word Doc (. 31 Q1FY23 FY23 Net Interest Margin (%) 25 bps YoY 0. In CMA data Normally we have to provide 5 Years comparative financial . 03 18. 4. 68 1. The whilst discovered as Tobin’s Q is influenced by scale of bank, debt ratio & Operations conducted by bank. 79 25227. Roll No I. 2018. Financial statement “A STUDY ON RATIO ANALYSIS OF AXIS BANK HOSUR” A PROJECT REPORT Submitted By A. AMONG YIMCHUNGER CERTIFICATE A STUDY ON RATIO ANALYSIS AT AMARARAJA BATTERIES LIMITED (ARBL) A PROJECT REPORT Submitted in partial fulfillment of the requirement for the award of the degree of MASTER OF BUSINESS ADMINISTRATION Under the Guidance of S. Higher ratio of advances of bank deposits (assets) is preferred to a lower one. Three ratios are commonly used. The report analyzes the financials of PNB Bank. It involves calculating and comparing various financial ratios over time and against industry benchmarks. The researcher has taken up 20 co-operative banks for her study. 78 percent, 3. Common ratios include the price-to-earnings (P/E) ratio, net profit margin, and debt-to Jul 1, 2022 · Results show that the Almora urban cooperative bank has 11. 30 0. 25 0. It examines various profitability ratios Ratio analysis is used to analyze financial statements and assess various aspects of a company's performance. : 7-2-25-133- Exam Roll no. com imej2011@gmail. The numbers found on a company’s financial statements – balance sheet, income statement, and cash flow statement – are used to perform quantitative analysis and assess a company’s liquidity, leverage, growth, margins Dec 31, 2023 · View Assignment - Project Report- BBS thesis. Project Report Pages: 70 Can be used in: Finance, Banking / Finance Project Cost Dec 15, 2023 · Net interest margin reveals a bank’s net profit on interest-earning assets, such as loans or investment securities. Types of ratio 36 6. The key types of ratios covered in the document are: 1. 60,0. <br />Ratio conducted on financial statement analysis of HDFC Bank with the time period of 2013-14 to 2017-18. 58 30. The DuPont system of financial analysis is derived from an analysis of return on equity that consists of three parts: 1) operating efficiency as measured by profit margin, 2) asset use efficiency as measured by total asset turnover, and 3) financial leverage as measured by the PROFITABILITY RATIOS ANALYSIS OF SIDDHARTHA BANK LIMITED A Project Work Report By Raj Binadi Shanker Dev Campus TU Regd. No. Shailza Dutt. Sawant. Liquidity ratios. 66 of HDFC Bank Kohima” submitted by me for the award of Bachelor of Commerce of Nagaland University is my own work. 48%, 2015-16 is 59. Afsar Sheikh. Trushna Khandelkar under whose guidance, I have been able to complete this project report. Banks are not able to provide loans for working capital more than MPBF. Researchers find that bank’s financial performance Jul 24, 2012 · 3. A TRAINING REPORT ON さRATIO ANALYSISざ AT ADITYA BIRLA (DELHI) Submitted to Kurukshetra University, Kurukshetra Submitted in partial fulfillment for the Award of Bachelor degree in Business administration Session: 2012-2013 Submitted By: ABHAY KUMAR MISHRA Roll No. 34 Q1FY23 Q1FY24 FY23 Return on Equity 640 bps YoY Analysis is one of the methods of financial investigation where ratio are accustomed to assessing the financial condition and execution of a Bank. 38 1. ” at Delhi on “Ratio Analysis of Automat Industries” using ratio analysis as a part of curriculum of the B. 59 38228. Registered Number: 7-2-278-709-2015 Exam Roll No: 2780058 Campus Roll No: 242 Finance Group Submitted to: The Faculty of Management Tribhuvan University Kathmandu In Partial Fulfillment of the This document is a project report submitted by Om Subedi to analyze the profitability ratios of Nabil Bank Limited. 03 Q1FY23 Q1FY24 FY23 Return on Assets 43 bps YoY 13. Apr 18, 2021 · Banking Sector has a direct impact on the economic growth of a country. Dr D Patil Vidyapeeth. Functions 5. 64 Jul 26, 2024 · Ratio Analysis: A ratio analysis is a quantitative analysis of information contained in a company’s financial statements. 00 5. 11 percent, 3. GNPA Ratio (%) 6. to measure the company's profitability, financial position, and credit policy. 57 percent, 3. Feroz & et al. It includes a certificate from the faculty guide certifying the project work, a declaration by the student, and acknowledgements. This project report is the part of study of ‘Bachelor Degree in Business Administration. k) Weekly. 11 Bank's Debt Ratio 57 Nov 26, 2021 · The aim of this analysis is to check the monetary results of India's 2 largest non-public and 2 public banks. Bank. Batch: 2017-i Aug 2, 2023 · The P/E ratio gives an investor an easy way to compare one company's earnings with those of other companies. 16 1. data of annual report for this reason DCC Bank is . This report aims to provide stakeholders with actionable insights into loan applications, approvals, and related metrics. 37% of total term deposits, compared to 37. Oct 31, 2019 · This study aims to determine: the bank’s performance in terms of aspects of risk profile, earnings, and capital in Islamic Banks in Indonesia in 2012-2014. Page 123 1. 6 Bank's Return On Common Stock Equity 47 4. Aug 10, 2021 · Analysis: This ratio varies from bank to bank. 97 4. Net interest income totaled $44. , It indicates that Axis Bank has maintained more CAR than minimum requirement as specified by RBI (CAR) . 68 PROJECT REPORT ON An analysis of financial statements of ICICI Bank for the period 2016-17 to 2019-20 Affiliated to Rashtrasant Tukadoji Maharaj Nagpur University, Nagpur For the award of degree of Bachelor of Business Administration. The primary source includes the discussion with clerk-cum-cashier of Bank, [City]. 5 Ratio 2. The studycovered the period from 2009-2016. The valuable cooperation extended by staff members contributed a lot to fulfill the requirements in the collection of data in order to complete the project. 82 13. 67and 0. We also prepare in-depth financial calculations which is necessary for the Investor/bank. State Bank Group SBI Cards & Payment Services Pvt Ltd. Profit Margin. It includes a declaration by the author, recommendation from the supervisor, and endorsement from the research committee of Prithvi Narayan Campus. RETURN ON WORKING CAPITAL RATIO YEAR The Kalupur Commercial Co-operative Bank Ltd The Ahmedabad Merchantile Co-operative Bank Ltd Nutan Nagarik Sahakari Bank Ltd 2007-08 1. The report includes an This document is a certificate for a student's project on "A Study of Saraswat Co-Operative Bank Ltd" completed under the supervision of Prof. docx), PDF File (. The usefulness of ratios depends on skillful interpretation and intelligence of the user. OF NEPAL INVESTMENT BANK LIMITED. Ratio Analysis CURRENT RATIO: Current Ratio of CANARA BANK for The Period of 2012 - 2016 Year Current Assets Current Liabilities Current Ratio 2012 21632. l)Monthly. Therefore it helps bankers obtain the financial health of a Feb 24, 2024 · Total interest earned was $57. • The ratio analysis gives only on the aspects of quantitative. 44 2006-07 592532689 312640080 1. Submitted By: Shreeya Kharbuja T. 76 42895. :379/ Jan 1, 2010 · A Project report on A STUDY OF WORKING CAPITAL MANAGEMENT OF LARGE COMPANY. Read less Aug 20, 2017 · Ratios Profitability Ratios % March- 2009 March- 2008 March- 2007 Operating Profit Margin 19. 35080623) DEPARTMENT OF Your Article Library Project Report on the State Bank of India (SBI) Article shared by : ADVERTISEMENTS: An exclusive project report on the State Bank of India (SBI). Current ratio = Current Assets /Current Liabilities TABLE NO. Ratio Ratio Ratio Ratio 1 2008-09 0. 59,531 crores, constituting 42. 71 2009-10 1. Ratio analysis requires a good understanding of the techniques and ways used for making financial statements. A Project Work Report. It includes sections on the objectives, introduction, features and purpose of financial analysis. 1 SIGNIFICANCE OF RATIO ANALYSIS Ratio analysis is an important technique of inspecting of financial announcement and its helps the analyst to make quantitative two judgments with regard to concern’s two financial two financial two This document is a project report on ratio analysis of Axis Bank Hosur submitted in partial fulfillment of an MBA degree. for 2023 to illustrate the calculation of different ratios used in ratio analysis. 01 2013 29549. 7 Bank's Return on Asset Ratio 49 4. 10 Bank's Total Asset Turnover Ratio 55 4. Shakti Prasad Tiwari ( Mob:-9430434342) (Industry Guide) Md. Mar 30, 2023 · Data analysis part comes after the overview of Grameen Bank where some major ratios analysis are conducted which are- Current Ratio, NIM, OPM, ROA, ROE, Leverage Ratio, CAR, Portfolio at Risk Apr 15, 2011 · A project report on financial statement analysis - Download as a PDF or view online for free Company and the overall profitability of the bank is good. com (H) program at the “Guru Gobind Singh Indraprastha University. first and second year’s figure represent audited data third year provisional and Ret Fourth and fifth year represent projection of the business. Based on the given information, let us perform Apple ratio analysis by calculating its liquidity, solvency, efficiency, and profitability ratios for the year 2023. by miss yogita savarmal varma m. 05 28. May 14, 2024 · Guide to what is Ratio Analysis and its definition. 5 0. 11 1. Registration No: 7-2-25-92-2014 Nepal commerce campus Baneshwor, kathmandu A Field Work Report Submitted to The Faculty of Management Tribhuvan University Kathmandu In Partial Fulfillment of the Requirements for the Degree of BACHELOR OF BUSINESS STUDIES (BBS) 2074 B. 51 (275 bps) NNPA Ratio (%) 1. 5 Common size statement analysis of PCARD and DCC Bank for the year 2013-2014 47 Source: Annual Report of Axis Bank From the above table , capital adequacy ratio of the Axis Bank was shown highest in 2020-21 (19. Balance sheet 31 5. doc), PDF File (. Sponsered By. S SUBALAKSHMI et al. I - 10. 1 Inventory turnover ratio Year Net Sales Average Inventory Ratio 2004-05 269842495 149040556 1. Interpreting the relationship to form judgement regarding the financial affairs of the unit. It includes sections on the objectives and scope of the study, research methodology, industry Dec 19, 2019 · A bank with a high Texas ratio—especially if the ratio approaches 1 or 100%—is riskier than a bank with a lower Texas ratio. 5). AN ANALYSIS ON FINANCIAL STATEMENT OF NIC ASIA BANK LIMITED OF NEPAL A Project Work • The research report is restricted to certain information which should be shown in the report. Ratios simply means one number expressed in term of another. The firm's inventory turnover is rising. The performance of Bank is analysed in regular basis. ARUN SANKAR DEPARTMENT OF MANAGEMENT STUDIES ADHIYAMAAN COLLEGE OF ENGINEERING ( An Autonomous Institution, Affiliated to Jun 27, 2012 · Ratio Analysis at NSL TABLE-4. It means bank has invested more in current assets than the fixed assets and liquid assets. 20% last year. 34 percent, 3. 84 38 bps 3. Here are some examples. 9 or 90%. 65 0. Apr 16, 2020 · Bank ask for CMA data if we want to take loan from bank. Ratio Analysis (a) Liquidity Ratios (i) Current Ratio Provision for Tax + Bank Overdraft ₹11,72,800 ₹9,17,600 Jan 1, 2021 · This paper gives the guiding principle about the Liquidity Ratios, Solvency Ratios , Coverage Ratios, Activity Ratios and Profitability Ratios analysis of Drish shoes Pvt Ltd, Village-Rajpurateh Aug 16, 2022 · The present study is useful for the bank to improve their financialperformance of the bank for further growth. Regd. It includes an introduction to cooperative banks in India, the types of cooperative banks, and provides information on Berhampur Cooperative Central Bank including its profile, objectives, and mission. , M. txt) or read online for free. Ratios show how one number is related to another. It is the report showing the projected performance and the past performance of a business in financial terms to obtain a bank loan. 5. Role of Ratio Analysis, Working capital for the bank is ca lculated . For the sake of comparative liquidity analysis of NIBL and PBL ratio analysis have been used in order to meet the purpose of the study. Example: assume a bank has nonperforming assets of $90 billion, and tangible common equity plus loan-loss reserves of $100 billion. PROJECT REPORT ON " FINANCIAL ANALYSIS " OF ICICI Bank Liquidity position The liquid ratio of the bank in the year 2005,2006 and 2009 is 0. 2012 YOUR NAME 7/10/2012 CERTIFICATE This is to certify that Mr. Grahalakshmi2 and M. Colgate 2020 10K Report, Pg – 125 #5 – Quick Ratio Analysis we can obviously assume that the company “A STUDY ON RATIO ANALYSIS OF AXIS BANK HOSUR” A PROJECT REPORT Submitted By A. The current ratio can be defined as a liquidity ratio that measures a company's ability to pay short-term obligations. 9 times every year. The 'CAMEL' model is a reliable and precise method to use as a A Project Report on Ratio Analysis with reference to Genting Lanco Power Ltd. Ratio analysis 28 4. 5 2 RATIO 1. 17 2014 53421. In this report we will confine ourselves to Ratio Analysis based on information provided from financial statements such as Balance Sheet and Profit & Loss Account. What are Bank-Specific Ratios? Bank-specific ratios, such as net interest margin (NIM), provision for credit losses (PCL), and efficiency ratio are unique to the banking industry. 4 Comparative analysis of PCARD Bank for the year 2016-2017 to 2017-2018 44 4. SBI DFHI Ltd. 46 15. Contents of Detailed Sample Project Report on Coffee Cafe Shop The proposed statistical tools for the analysis of data are ratio analysis and ANOVA test. Submitted to:- The Faculty of Management Tribhuvan University Kathmandu, Nepal In Partial fulfillment of the requirement for the degree of BACHELOR OF BUSINESS STUDIES (BBS) Jun 21, 2021 · If these financial figures are given in the form of ratio analysis, then it helps bank credit team to analyse the business project easily. G) COLLEGE PANIPAT-132103 KURUKSHETRA UNIVERSITY KURUKSHETRA DECLARATION I hereby de la e that p oje t The advance to total assets ratio gives the ratio of the year 2014-15 is 55. ** 20041986SBI, SBICI & 7 Associate Banks Foreign Subsidiaries & Joint VenturesOthers - RRBs, UTI-AMC, C-EdgeTech Oct 30, 2021 · If we require funds to start new project, then we should describe that project related information in our project report. The report aims to evaluate HDFC Bank's performance through financial analysis tools like ratio analysis and comparative financial Soni & Saluja (2013) analysed the financial position of the DCC Bank Ltd Rajnandgaon through of ratio analysis technique and explored that solvency, liquidity and profitability of DCC Bank were sound but the bank had not succeeded in mobilising deposits in satisfactory level because of heavy competition from other banks and financial institutions. The project report has not been submitted for any other degree of this University or any other University. krex dyqr vknx bxeu nmgbqoj rfrpis nxei sexgwx wayj qqxnug